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Video: Video: The 5 MOST PROFITABLE Savings Accounts of 2019

I made this video about 6 months ago, where I went over the most profitable savings account you could get…since then, rates have changed, and here is an updated version with the newest amounts - enjoy! Add me on Instagram: GPStephan The YouTube Creator Academy: Learn EXACTLY how to get your first 1000 subscribers on YouTube, rank videos on the front page of searches, grow your following, and turn that into another income source: $100 OFF WITH CODE 100OFF Merch: My ENTIRE Camera and Recording Equipment: First, we have my long time personal favorite…Ally Bank. I’ve used Ally Bank for YEARS now and they’ve been my go to in terms of banking. I run all of my rental income through this one because they allow me to have unlimited checking accounts for free, there’s no fees for anything, they’re FDIC insured up to $250,000…and best part of all, they offer 2.2% interest with their savings account, of course, with no minimums. Second, we have another REALLY popular online bank that might just be a littttlllee more profitable than Ally…and that’s Marcus by Goldman Sachs. This savings account now offers 2.25% interest, no monthly maintenance fees, no minimums, they’re FDIC insured up to $250,000, all around decent. However…even though they pay slightly more - it doesn’t appear as though you can use mobile deposit for checks directly into your savings account - which to me, is a downside. Third, if we’re going to take it up a notch…CIT bank, now offering 2.4% Interest. Not to be confused with Citi Bank. Now in order to get that rate, you need to do one of two things: either keep an average balance of $25,000 in the account - or deposit at least $100 per month. But assuming you can do one of those, they have no fees, they’re FDIC insured, they’re available to anyone in the United States. Fourth, this one isn’t listed ANYWHERE but so many people commented this on my last video so I had to mention it…Redneck Bank. They’re offering 2.5% on their savings accounts, and 3% on their checking account, which is absolutely incredible. Here’s how it works: On their checking account, you’ll get 3% interest up to the first $10,000. And then you’ll get 2.5% interest in their savings account, up to $50,000. They’ve got no monthly fees, no minimums, FDIC insured, stellar customer service, and a mobile app that you can deposit checks too. Fifth - this might be the best - and that would be the Wealthfront cash account. They’re offering 2.51% interest on their cash account, with FDIC insurance up to $1 Million Dollars. With this, there’s also no fees, no minimums…just a straight up account that offers 2.51% interest. After reading a LOT of their reviews, it seems like it’s a REALLY good option - so I’m giving it a shot, and moving some of my money over. And finally…one last honorary mention, since everyone was commenting this on the last video…Tmobile is now offering a 4% interest checking account. Anyone can open it up, no fees, no minimum balance…just 4% interest. However, it’s limited to the first $3000 only. And you must deposit $200 per month to get the 4% rate. To me, it just isn’t worth it…especially considering you can get 2.51% up to ANY amount, without a regular deposit per month, with wealthfront. BUT….I do want to mention it because if you have $3000 to hold in cash, and you want to get the highest rate possible…this is it, even if it’s a bit of a hassle. Just remember: The point of this is NOT to be a substitute for investing your money. The entire point of this is to KEEP your moneys value - or grow it a little bit - until you re-invest it elsewhere. Thanks for watching! For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach me at
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The 5 MOST PROFITABLE Savings Accounts of 2019